Travel Insurance Features at a Glance

Published 08 June 2018   |   Updated 18 May 2021

Impact of Covid-19 - We regularly review the content on our website to ensure the information we provide our customers with is up to date. At the time of updating this article there were travel and attraction restrictions in place due to Covid-19. Please adhere to government guidance.


Not sure whether a policy is right for you? Confused by how much cover each policy offers? We've teamed up with Defaqto, an independent researcher of financial products to help you when choosing travel insurance that best suits your travel needs.

Defaqto's Star Ratings are based on the quality and level of features and benefits included in each policy. The information they provide is unbiased and comprehensive, enabling you to make a decision based on the level of cover included, instead of just on price.

What do the ratings mean?

Defaqto give the following 5 star ratings:

1 - a basic product, with a low level of features and benefits

2 - a product typically offering a below average range of features and benefits

3 - a standard product providing an average level of features and benefits

4 - a product with a good level of features and benefits

5 - an excellent product with a comprehensive range of features and benefits

As you would expect, a 5-star policy will provide you with many more features and benefits, and is likely to cost more than a basic 1 star product.

How will this help me?

Chances are, when you compare travel insurance quotes, you're not going to know the ins and outs of the levels of cover of every single quote you get back, and let's face it, most of us don't have the time or inclination to trawl through every detail.

The 5 Star Ratings give you a straightforward overview of the features each policy offers, so you can gauge whether there may be enough cover for your trip requirements, or if it offers additional benefits that you may not need (or want to pay extra for).

Where can I see the 5 Star Ratings?

Once you've filled in our online quote form, you'll see a results page, which will show:

  • Insurer and policy names
  • Prices
  • Key product details
  • Defaqto star ratings
  • Option to buy or view more information

If you click on the Star Rating, you will see the current rating for the policy you are looking at. When you decide on the right policy for you, simply click on the 'Buy Now' button to proceed to the insurer where you can apply for your chosen cover.

Click here to compare quotes for travel insurance now.


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Quotations are provided by Compare Cover on a non-advised basis. This means no advice is given or implied. You are responsible for deciding whether the policy is suitable for your needs.

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